Risk Disclosure
Purpose of This Disclosure
This Disclosure is intended to provide transparency regarding the nature of MarketMemo’s platform, tools, content, and limitations. By accessing or using MarketMemo, you acknowledge and agree to the disclosures outlined below.
No Investment Advice
MarketMemo is an analytics and journaling platform designed for informational and educational purposes only. Nothing on this website, within the platform, or in related communications constitutes financial, investment, legal, tax, or trading advice.
MarketMemo does not provide personalized recommendations, opinions, or advice regarding the purchase, sale, or holding of any financial instrument or asset.
Trading and Investment Risk Disclosure
Trading and investing involve substantial risk and are not suitable for all individuals. You may lose some or all of your invested capital. Market conditions can change rapidly, and losses may exceed expectations.
Past performance, analytics results, statistics, or simulated outcomes displayed on MarketMemo do not guarantee future results.
No Broker, Dealer, or Advisor Relationship
MarketMemo is not a broker-dealer, investment advisor, commodity trading advisor, or financial intermediary. Use of the MarketMemo platform does not create a fiduciary, advisory, or client relationship.
All trading decisions are made independently by the user and executed through third-party brokers or platforms.
Platform Purpose and Limitations
MarketMemo provides tools for trade tracking, journaling, analytics, and performance visualization. These tools are designed to help users review historical trading activity and identify patterns, not to predict future market behavior or guarantee profitability.
MarketMemo does not execute trades, manage funds, or have access to user brokerage accounts beyond data permissions explicitly granted by the user.
Accuracy, Data Sources, and Availability
MarketMemo may rely on data provided by users and third-party services, including brokers, APIs, and integrations. While reasonable efforts are made to ensure accuracy, MarketMemo does not guarantee that any data, metrics, or analytics are complete, timely, or error-free.
MarketMemo is not responsible for inaccuracies, delays, omissions, or interruptions in data resulting from third-party services or user input.
Third-Party Services and Integrations
MarketMemo may integrate with third-party platforms, brokers, analytics providers, or tools. MarketMemo does not control and is not responsible for the performance, security, availability, or content of any third-party service.
Users are solely responsible for authorizing, managing, and maintaining third-party integrations and for reviewing the terms and privacy policies of those services.
AI and Automated Insights Disclaimer
Any artificial intelligence, automation, or analytical insights provided by MarketMemo are for informational purposes only. Such outputs are based on historical data and algorithmic analysis and should not be relied upon as predictions or guarantees of market performance.
AI-generated insights do not replace independent judgment or professional financial advice.
Testimonials and Performance Illustrations
Any testimonials, examples, or performance illustrations displayed on MarketMemo represent individual experiences and are not indicative of typical results. No representation is made that any user will achieve similar outcomes.
MarketMemo does not guarantee profits, returns, or trading success.
Cryptocurrency, Forex, and Derivatives Risk
Content on MarketMemo may include analysis or tracking of cryptocurrencies, forex, derivatives, or other high-risk instruments. These assets are highly volatile and may be subject to regulatory uncertainty.
Such instruments may not be suitable for all users, and users assume full responsibility for any associated risks.
User Responsibility
You are solely responsible for your trading decisions, account management, and financial outcomes. You agree to conduct your own research and, where appropriate, consult licensed financial professionals before making investment decisions.
MarketMemo is a decision-support tool only and does not assume responsibility for user actions.
No Guarantees or Warranties
MarketMemo and its services are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied. MarketMemo makes no guarantees regarding platform availability, accuracy, performance outcomes, or results.
Privacy and Data Usage
MarketMemo’s collection, use, and protection of personal data are governed by its Privacy Policy. Use of the platform indicates acceptance of MarketMemo’s data handling practices as described in the Privacy Policy.
MarketMemo does not sell user trade data and uses collected information to provide and improve platform functionality, subject to applicable laws.
Changes to This Disclosure
MarketMemo reserves the right to modify or update this Disclosure at any time. Changes will become effective upon posting to the website. Continued use of the platform constitutes acceptance of the revised Disclosure.
Contact Information
If you have questions regarding this Disclosure, please contact MarketMemo at:
Email: support@marketmemo.com
